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Friday, April 25, 2008

List of News Channels And Newspapers For the Latest & Breaking News

List of News Channel, Newspapers and Educational Newspapers of India

For your general knowledge, current affairs and for your educational purposes we have selected some news channels and newspapers with their website details. You can get the latest news from the below mentioned news channels and newspapers.

Get the latest & Breaking News from the following News Channel

(1) Aaj Tak
www.aajtak.com

(2) Star News www.starnews.indya.com

(3) Live India www.liveindia.tv

(4) India TV www.indiatvnews.com

(5) NDTV www.ndtv.com

(6) Zee News www.zeenews.com

(7) CNBC www.cnbc.com

(8) IBN Live www.ibnlive.com

(9) DD News www.ddinews.gov.in

(10) BBC World www.bbcworld.com

(11) FOX NEWS www.foxnews.com

Get the latest & Breaking News from following Newspapers

(1) Tribune www.tribuneindia.com

(2) Hindustan Times www.hindustantimes.com

(3) Times of India www.timesofindia.indiatimes.com

(4) The Hindu www.hinduonnet.com

(5) The Indian Express www.indianexpress.com

(6) The Economic Times www.economictimes.indiatimes.com

(7) India Daily www.indiadaily.com

(8) The Asian Age www.asianage.com

(9) Mid Day www.mid-day.com

(10) Press Trust of India www.ptinews.com

(11) Tehelka (Weekly News Magazine) www.tehelka.com

(12) India Today www.indiatoday.digitaltoday.in

(13) The Pioneer www.dailypioneer.com

(14) The Telegraph www.telegraphindia.com

(15) Calcutta Post www.calcuttapost.com

(16) Gangashakti www.ganashakti.com

(17) India Express www.indiaexpress.com

(18) The Navhind Times www.navhindtimes.com

(19) The Sentinel www.sentinelassam.com

(20) The Kashmir Observer www.kashmirobserver.com

(21) Daily Excelsior www.dailyexcelsior.com

(22) Greater Kashmir www.greaterkashmir.com

(23) Kashmir Times www.kashmirtimes.com

(24) Patna Daily www.patnadaily.com

(25) Ranchi Express www.ranchiexpress.com

(26) Bihar Times www.bihartimes.com

(27) Kerala Express www.keralaexpress.com

(28) Mangalam (Malayalam) www.mangalam.com

(29) Sanjevani (Kannada) www.sanjevani.com

(30) Kerala Kaumudi (Malayalam) www.keralakaumudi.com

(31) Rajasthan Patrika www.rajasthanpatrika.com

(32) Lokmat (Marathi)
www.lokmat.com

(33) Tarun Bharat Daily(Marathi) www.tarunbharat.com

(34) Andhra Prabha (Telugu) www.andhraprabha.com

(35) Vaartha (Telugu) www.vaartha.com

(36) Dinakaran(Tamil) www.dinakaran.com

(37) Dainik Suprovat (Bengali) www.suprovat.com

(38) Anandabazar Patrika (Bengali) www.anandabazar.com

(39) Bombay Samachar(Gujrati) www.bombaysamachar.com

(40) Sandesh (Gujrati) www.sandesh.com

(41) Akila News (Gujrati) www.akilanews.com

(42) Kumudam (Tamil) www.kumudam.com

(43) Gujrat Samachar (Gujrati) www.gujaratsamachar.com

(44) Deccan Herald www.deccanherald.com

(45) Ajit Weekly (Punjabi) www.ajitweekly.com

(46) Ajit (Punjabi) www.ajitjalandhar.com

(47) Punjab Kesari (Hindi) www.punjabkesari.com

(48) Dainik Jagran (Hindi) in.jagran.yahoo.com

(49) Amar Ujala (Hindi) www.amarujala.com

(50) Dainik Bhaskar (Hindi) www.bhaskar.com

(51) Deccan Chronicle www.deccan.com

(52) New York Times www.nytimes.com

(53) Washington Post www.washingtonpost.com

Educational Newspapers


(1) Employment News (Weekly) www.employmentnews.gov.in

(2)
Rozgar Samachar (Weekly) www.employmentnews.gov.in

Others

(1) Google News India news.google.co.in

(2) Google News news.google.com

(3) Yahoo News news.yahoo.com

(4) Rediff News www.rediff.com/news

(5) Sify News sify.com/news

Bank of Baroda Education Loan

Bank of Baroda Education Loan
Website: www.bankofbaroda.com

Following are the loan options available:


(1) Baroda Vidya

(2) Baroda Gyan

(3) Baroda Scholar

(1) Baroda Vidya

Eligibility :


(A) Should be an Indian national residing in India.
(B) Student should have secured admission to a recognized school / Highschool / Jr. College (including CBSE / ICSE / State Board) for any of the following courses

1. Stage I : Nursery to V th STD.
2. Stage II : VI th to VIII STD.
3. Stage III : IX th to XII th STD.

Maximum Loan Amount :
Rs.4.00 Lacs

Repayment Period :


Loan for each yearly sub limit is repayable in 12 equal monthly instalments. First instalment to be due 12 months after first disbursement of each year's loan component.

The parents must be residing in the place for a minimum period of -3- years, except in the case of transferable job.

Security :

In case the loan is given for purchase of computer the same is to be hypothecated to the bank.
For More Details Please CLICK HERE


(2) Baroda Gyan


Courses Eligible :

(a)
All Graduation courses.
(b) All Post Graduation courses & Doctorate courses.
(c) Professional Courses viz. Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, Ayurved, Homeopathy, Physiotherapy, Hotel Management, Hospital Management, Interior Designing, Architecture, Event Management, Mass Communication, Fashion Technology, etc.
(d) Computer certificate courses of reputed institutes accredited to Dept. of Electronics or institutes affiliated to Universities.
(e) Courses like C.A, ICWA, CFA, CS, etc.
(f) Courses offered in India by reputed foreign Universities.
(g) Evening courses of institutes approved by State/Central/Govt./UGC/AICTE/AIBMS/ICMR/ICAR.
(h) Courses offered by National Institutes and other reputed private institutions. The College/Institute must have been approved by the State/Central Govt./UGC/AICTE,etc.

Student Eligiblity :

(1) Should be Resident Indian.
(2) Secured admission to either of above courses

Maximum Loan Amount : Rs.7.50 Lacs.

Margin :

Upto Rs. 4.00 lacs :-
NIL
Above Rs. 4.00 lacs :- 5%

Margin is to be contributed on pro rata basis on year to year basis as and when disbursements are availed.

Repayment Period :

The loan is repayable in 5-7 years after the above period.

Security :

Upto Rs.4 lacs : No security

Above Rs. 4 lacs : Collateral in the form of a suitable third party guarantee alongwith assignment of future income.

For More Details Please CLICK HERE


(3) Baroda Scholar


Eligiblity of Courses :


Graduate/Post Graduate / Doctorate / Job Oriented Professional / Technical Courses offered by reputed Universities overseas.

Maximum amount of loan :


Graduation & Other Courses up to 3 years duration :
Rs.10 Lacs

Post graduation and other advanced studies :
Rs.15 Lacs

Margin : 15% Repayment Period :

Security :

Upto Rs.4.00/- lacs : No security

Above Rs. 4.00/- lacs upto Rs. 7.5 lacs : Collateral in the form of a suitable third party guarantee.

Above Rs. 7.5 lacs : Collateral security equal to 100% of loan amount.

For More Details Please CLICK HERE

For All Details Of Education Loan Of Bank Of Baroda Please Visit: www.bankofbaroda.com/PFS/eduloans.asp

Allahabad Bank Education Loan

Allahabad Bank Education Loan
Website: www.allahabadbank.com

Eligibility Criteria:


(1) Student eligibility:


(a) Student be an Indian National
(b) Secured admission to professional/ technical courses in India or Abroad through Entrance Test / Merit based Selection process.

(2) Courses Eligible:

Studies in India

(a) Graduation Courses- B.A, B.COM, B.Sc. etc.
(b) Post Graduation Courses: Masters Courses, Ph D, etc.
(c) Professional Courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computeretc.
(d) Computer Certificate Courses of reputed Institutes accredited to Department of Electronics or Institutes affiliated to University.
(e) Courses like- ICWA, CA, CFA etc.
(f) Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
(g) Regular Degree/ Diploma courses like Aeronautical, pilot training, shipping etc., approved by Director General of Civil Aviation/ Shipping, if the course pursued abroad, the Institute should be recognised by the competent local aviation/ shipping authority.
(h) Courses offered in India by reputed foreign universities.
(i) Evening Courses of approved Institutes.
(j) Other Courses leading to diploma/degree etc conducted by the Colleges/ Universities approved by UGC/Govt/AICTE/AIBMS/ICMR etc.

Studies Abroad:

(a) Graduation: For Job oriented professional/technical courses offered by reputed Universities.
(b) Post Graduation: MCA, MBA, MS etc.
(c) Courses conducted by CIMA London, CPA in USA etc.
(d) Regular Degree/ Diploma courses like Aeronautical, pilot training, shipping etc., the Institute should be recognised by the competent local aviation/ shipping authority.

Quantum of Loan:


Need based finance subject to repaying capacity of the parents / students with following ceilings:

Studies in India: Maximum Rs 10.00 lacs
Studies abroad: Maximum Rs. 20.00 lacs.

Margin

For loan upto Rs 4.00 lacs: NIL
For loan above Rs 4.00 lacs:
(i) Studies in India: 5%
(ii) Studies abroad: 15%
* Scholarship / Assistantship to be included in Margin.
* Margin Money to be brought on year-to-year basis and disbursements are made on a pro-rata basis.

Application of Interest:


Simple interest during moratorium period.
Service interest during moratorium period regularly and avail a special discount of 1.00% in interest rate.

Repayment:


Repayment Holiday / Moratorium is Course Period + 1 year or 6 months after getting job, whichever is earlier.
Loan to be repaid within a maximum period of 7 years after commencement of repayment

Security:

For loan upto Rs 4.00 lacs: Co-obligation* of parents/ guardian. No security

For loan above Rs 4.00 lacs and upto Rs 7.50 lacs: Co-obligation* of parents/ guardian together with collateral security in the form of suitable third party guarantee.

For loan above Rs 7.50 lacs: Co-obligation* of parents/ guardian together with tangible collateral security of suitable value covering full loan amount, alongwith the assignment of future income of the student for payment of installments.
*(The loan documents would be executed by both the student and the parent/ guardian as joint-borrower i.e. co-obligator. The co-obligator should be parent / guardian of the student borrower. In case of married person, co-obligator can be either spouse or the parent(s)/ parents-in-law.)

For More Details Please Visit: www.allahabadbank.com/education.asp

State Bank of Hyderabad Education Loan

State Bank of Hyderabad Education Loan
Website: www.sbhyd.com

Purpose
To consider second loan to students for prosecuting Higher Studies in India & Abroad

Eligibility
To students who have already availed education loan and prosecuting for higher studies. Financing will be considered within 1 year of completing the course already financed.

Amount of finance
Combined limit should not exceed Rs.7.50 lacs for studies in India & Rs. 15 lacs in Abroad

Margin money
As per the original scheme on the combined limit

Repayment Period
5 to 7 years repayment period after completion of higher education.

Processing charges
-- NIL --

For More Details Please Visit: www.sbhyd.com/advances_eduloanplus.asp

Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme)

Dena Bank Education Loan
Website: www.denabank.com

Dena Vidya Laxmi Educational Loan Scheme

Course Eligibility

Study in India:

Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses.

Study Abroad:


Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS)

Loan Amount

(1) Upto Rs.10 lakhs for studies in India.
(2) Upto- Rs. 20 lakhs for studies abroad.

Margin

(1) Upto Rs. 4 lakhs - NIL for study in India and abroad.
(2) Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

Repayment

Moratorium-
Course period + 1 year or 6 months after getting a job, whichever is earlier.
Repayment period- 5-7 years after start of repayment.

For More Details Please Visit: www.denabank.com/viewsection.jsp?id=0,4,26,68

Central Bank Education Loan (CENT Vidyarthi Education Loan)

Central Bank Education Loan
Website: www.centralbankofindia.co.in

CENT Vidyarthi Education Loan

Objective
The scheme aims at providing financial assistance on reasonable terms :

(1) To the poor and needy to undertake basic education.
(2) To the student/employed persons to pursue higher education

Eligibility:
Studies in India :

(1) School education including plus 2 stages.
(2) Graduation courses - B.A., B.Com., B.Sc. etc
(3) Post Graduation courses - Masters & Ph.D.
(4) Professional courses - Engineering, Medical, Agriculture, Veterinary, Law,
(5) Dental, Management, Computer etc.
(6) Computer Certificate course of reputed institutions accredited to
(7) Department of Electronics or Institutions affiliated to University.
(8) Courses like ICWA, CA, CFA, etc.
(9) Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
(10)Courses offered in India by reputed Foreign Universities.
(11) Evening courses of approved institutions.
(12) Other courses leading to Diploma/Degree etc. conducted by Colleges/Universities approved by UGC/Govt./AICTE/ICMR etc.
(13) Courses offered by National Institutes and other reputed private institutions. Any other institution courses depending on future prospects/recognition by user institutions deemed proper by the Bank.

Studies Abroad :


(1) Graduation : For job oriented professional/technical courses offered by reputed Universities.
(2) Post Graduation : MCA, MBA, MS. etc.
(3) Courses conducted by Chartered Institute of Management Accountants (CIMA) - London, Chartered Public Accountant (CPA) - USA etc.

Students Eligibility

(1)
Should be an Indian National.
(2) Student should be in the age group of 16 to 40 yrs
(3) Secured admission to Professional/Technical courses through Entrance Test/Selection Process.
(4) Secured admission to Foreign University/Institutions.

Quantum of Finance

Need based finance subject to repaying capacity of the parents/students with margin and the following ceilings:

Studies in India - Maximum Rs. 7.50 lacs
Studies Abroad - Maximum Rs. 15.00 lacs

Margin

Upto Rs. 4 lacs - No margin
Above Rs. 4 Lakhs In India 5%

Security


Upto Rs.4 Lakhs: No security .Only to take co-obligation of either or both parents/guardian

Above Rs.4 Lakhs and upto Rs 7.50 Lakhs: Collateral in the form of satisfacfactory third party guarantee

Above Rs.7.50 Lakhs: Collateral security of suitable value or co-obligation of parents/ guardians/ third party along with the assignment of future income of the student for payment of installments
Abroad 15%

For More Details Please Visit: www.centralbankofindia.co.in/english/loan_vidyarthi.asp

Bank of India Education Loan (Vidya Vardhini Scheme)

Bank of India Education Loan
Website: www.bankofindia.com

OBJECTIVE & PURPOSE:


The Star Educational Loan Scheme aims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. The main emphasis is that every meritorious student is provided with an opportunity to pursue education with the financial support on affordable terms and conditions.

ELIGIBILITY CRITERIA:


STUDENT'S ELIGIBILITY:


(a) Should be an Indian National;
(b) Secured admission to professional/technical courses in India or Abroad through Entrance Test/Merit based selection process.
(c) Good academic career.
(d) The student should not have outstanding education loan from any other Institution.
(e)
Father/Mother should be co-borrower.
(f) Branch nearest to the permanent residence of student will consider the loan.

(2) ELIGIBLE COURSE:

(i) Studies in India (Indicative list):

Graduation courses : BA, B.Com., B.Sc., etc.
Post Graduation courses : Masters & Phd.
Professional courses : Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, etc
Computer certificate courses of reputed institutes accredited to Department of Electronics or institutes affiliated to university.
Courses like ICWA, CA, CFA, etc.
Courses conducted by IIM, IIT, IISc, XLRI, NIFT, NID and other Institutes set up by Central/State Govt.
Evening courses of approved institutes.
Other courses leading to diploma/degree, etc. conducted by colleges/universities approved by UGC/Govt./AICTE/AIBMS/ ICMR, etc.
Courses offered by National Institutes and other reputed private institutions with prior approval of Head Office.
Courses offered in India by reputed foreign universities with prior approval of Head Office.

(ii) Studies abroad:

Graduation : For job oriented professional/technical courses offered by reputed universities.
Post Graduation : MCA, MBA, MS, etc.
Courses conducted by CIMA - London, CPA in USA, etc.

EXPENSES CONSIDERED FOR LOAN :

(1) Fee payable to college/school/hostel*
(2) Examination/Library/Laboratory fee.
(3) Purchase of books/equipments/instruments/uniforms.
(4) Caution deposit/building fund/refundable deposit supported by Institution bills/receipts.
(5) Travel expenses/passage money for studies abroad.
(6) Purchase of computers - essential for completion of the course.
(7) Insurance cover for the student.
(8) Any other expense required to complete the course - like study tours, project work, thesis, etc.

QUANTUM OF FINANCE :

Need based finance subject to repaying capacity of the parents/students with margin and the following ceilings :

Studies in India - Maximum Rs.10.00 lakh
Studies abroad - Maximum Rs.20.00 lakh.

MARGIN :

Upto Rs.4 lakh : Nil
Above Rs.4 lakh - Studies in India : 5%
Studies Abroad : 15%
(a) Scholarship could be included in margin.
(b) Margin to be brought in on year to year basis as and when disbursements are made.

SECURITY:

Upto Rs. 4 lakh : No security
Above Rs.4 lakh & upto Rs.7.5 lakh : Collateral security in the form of a suitable third party guarantee.
Above Rs.7.5 lakh : Collateral security of suitable value or at the discretion of the Bank suitable third party guarantee alongwith the assignment of future income of the student for payment of installments.

Note : The security can be in the form of land/building/Govt. Securities/Public Sector Bonds/NSC/KVP/LIP/ Banks Term Deposit etc.,in the name of Student/Parent/Guardian/Guarantor with suitable margin.

RATE OF INTEREST:

(1) Upto Rs.7.50 lacs - 1.75% below BPLR, Min. 11.00% p.a.
(2) Above Rs.7.50 lacs - 0.75% below BPLR, Min. 12.00% p.a.
(3) Simple interest during the repayment holiday/moratorium period.
(4) Penal interest @2% for loans above Rs.4 lakh for the overdue amount and overdue period.
(5) Int. Concession of 0.50%p.a. for woman beneficiaries
(6) 1% int. concession if interest is serviced during moratorium period, where repayment holiday is specified for interest/repayment under the scheme (concession available for moratorium period)

REPAYMENT:

Repayment holiday/Moratorium : Course period + 1 year or 6 months after getting job, whichever is earlier.
The loan is to be repaid in 5-7 years after commencement of repayment.

For More Details Please Visit: www.bankofindia.com/eduloans1.aspx

Syndicate Bank Education Loan (SyndVidya Education Loan)

Syndicate Bank Education Loan
Website: www.syndicatebank.in

"SyndVidya" A SyndicateBank's Education Loan Scheme

Eligibility Criteria

(1) Any student who is a major representing himself or a minor student represented by parent or guardian of Indian nationality.

(2) Must have secured admission on the basis of merit to professional/ technical/other courses through entrance test/selection process.

(3) Must have secured admission to foreign university/institution (for studies abroad).

Courses Eligible

a) Studies in India.

(a) School education including plus 2 stage.
(b) Graduation: B.A., B.Com, B.Sc., etc.
(c) Post graduation: Masters & Ph.d.
(d) Professional courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental Management, Computer etc. in respect of Management studies, apart from university affiliation course should also be approved by All India Council for Technical Education. For Computer education, the recognised training institute should have accreditation of DOE, Govt of India to conduct the course under Department of Electronics.
(e) Computer certificate courses of reputed institutes accredited to Department of Electronics or Institutes affiliated to Universities.
(f) Courses like ICWA, CA, CFA etc.
(g) Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
(h) Courses offered in India by reputed foreign universities.
(i) Evening courses of approved institutes.
(j) Other courses leading to diploma / degree etc. conducted by colleges / universities approved by UGC / Govt AICTE / AIBMS / ICMR etc.
(k) Courses offered by National Institutes and other reputed private institutions acceptable to the Bank.

b) Studies abroad.

(a) Graduation : For job oriented professional/technical courses offered by reputed universities.
(b) Post Graduation: MCA, MBA, MS. Etc.
(c) Courses conducted by CIMA-London, CPA in USA etc.
(d) Foreign Diploma courses are not eligible.

Student Eligibility

(a) Should be an Indian National.
(b) Secured admission on the basis of merit to professional/technical courses through Entrance Test/Selection process.
(c) Secured admission to foreigh university / institutions.
(d) The student who is a major representing himself or a minor student represented by parent or guardian.

Quantum of Loan

(1) Need based finance to meet expenses such as fee payable to college / school / hostel, examination fee, cost of books, travel / passage fare for studies abroad etc.
(2) Capitation fee / donation / external coaching fee are not eligible for finance.
(3) Maximum of Rs.7.50 lac for studies in India and Rs.15 lac for studies abroad.

Margin


(1) For loans upto Rs.4 lac - No Margin required.

(2) For loans above Rs.4 lac - 5% for study in India and 15% for study abroad.

Security


(1) For loans upto Rs.4 lac
- NIL.
(2) For loans above Rs.4 lac and upto Rs.7.50 lac - Collateral in the form of satisfactory third party guarantee acceptable to the Bank.
(3) For loans above Rs.7.50 lac - Collateral security equal to 100% of the loan amount with suitable margin and a third party guarantee acceptable to the Bank.

Interest w.e.f. 01.10.2004

For loans upto Rs.7.50 lakhs - 10.00 %.
For loans above Rs.7.50 lakhs - 9.50 %.

Repayment

In 5 to 7 years commencing one year after completion of the course or 6 months after securing the job whichever is earlier.

For More Details Please Visit: www.syndicatebank.in/scripts/SyndVidya.aspx

Union Bank of India Education loan

Union Bank of India
Website: www.unionbankofindia.co.in

Union Education loan scheme

OBJECTIVE & PURPOSE

The scheme aims at providing financial assistance on reasonable terms:
(1) To the poor and needy students that they may undertake basic education
(2) To meritorious students that they may pursue higher or professional or technical education

ELIGIBILITY

The student applying for UNION EDUCATION Loan ought to:
(1) Be an Indian National
(2) Has secured admission to professional or technical courses through an appropriate Entrance Test or selection process
(3) Has secured admission to a foreign University
(4) Has passed an appropriate qualifying examination

1. Studies in India
(a)
School education up to +2
(b) Graduation/Post-Graduation
(c) Professional course
(d) Management course
(e) Special Education Loan Scheme for Students pursuing courses from approved institutions like IITs/IIMs/ /NIT XLRI/BITS/VIT/IISc/S.P. Jain Institute Of Management/Symbiosis Institute Of Management and T.S. Chanakya, Navi Mumbai- Nautical Science and MERI, Calcutta, Marine Engineering, MERI, Mumbai, Maritime Science.

2. Studies Abroad :
(a) Graduation: For job-oriented professional or technical courses offered by reputed universities
(b) Post-Graduation: MCA, MBA, MS and such other courses
(c) Courses conducted by CIMA, London, CPA, USA., and such other institution

PURPOSE
(1) To the poor and needy students to undertake basic education
(2) To meritorious students to pursue higher or professional or technical education

CONDITIONS

(1) The Parent/Guardian of the student who is availing loan from our bank shall be made co-obligator/joint borrower irrespective of the age of such students.
(2) The Loan Accounts of students applying through college/institutions will be sanctioned/disbursed at the branch nearest to permanent residence/place of domicile of the borrower student.
(3) Loan will be disbursed directly to the college/institute.
(4) Student to produce mark list of previous term/semester before availing next installment.
(5) Student /Parent to provide latest mailing address before availing next installment.
(6) In case of parents with transferable job, new address to be provided before availing installments.

QUANTUM OF LOAN
Need-based finance subject to repayment capacity of the parent or student with margin and upto the following ceilings
For studies in India - Up to Rs. 10 lacs
For studies abroad - Up to Rs. 20 lacs\

MARGIN

No margin for loans up to Rs. 4.00 lacs . However, for loan of higher amounts, the margin requirement is 5% for inland studies and 15% for studies abroad.

Scholarship/assistance to be included in margin.

Margin maybe brought in on pro-rata basis as and when disbursement is made.

REPAYMENT
Repayment holiday or Moratorium on loan: Course period + 1 year OR 6 months after job placement, whichever is earlier.

Starting from this point, the loan is to be repaid in 5-7 years after completion of course period/moratorium.

For More Details Please Visit: www.unionbankofindia.co.in/ln_union_education.aspx

Punjab National Bank Education Loan (EDUCATION LOAN - "VIDYALAKSHYAPURTI")

Punjab National Bank Education Loan
Website: www.pnbindia.com

EDUCATION LOAN - "VIDYALAKSHYAPURTI"

Courses:
The Scheme enables all type of needy students viz., students of +2 stage, Graduation courses – B.A., B.Com., B.Sc., etc., Post-Graduation courses, Masters in Ph.D; Professional courses, Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer etc., Computer Certificate courses of reputed Institutes accredited to Department of Electronics or institutes affiliated to University; Courses like ICWA, C.A., CFA, etc., courses conducted by IIM, IIT, IISc, XLRI, NIFT, etc., Evening Courses of reputed Institutes; Diploma/Degree courses conducted by Colleges/Universities approved by UGC/Govt./AICTE/AIBMS/ICMR, etc., Courses offered by National Institutes and other reputed Private Institutes.

Student eligibility
(1) Should be an Indian National.
(2) Secured admission to Professional / Technical courses through Entrance Test / Selection process.
(3)Secured admission to foreign University / Institutions.
(4)Student should have secured pass marks in the qualifying Examination for admission to Graduation Courses.

Expenses considered for Loan
(1) Fee payable to College / School / Hostel
(2) Examination / Library / Laboratory fee.
(3) Purchase of books / equipments / instruments / uniforms.Secured admission to foreign University / Institutions.
(4) Caution Deposit / Building Fund / Refundable Deposit supported by Institution Bills / Receipts.
(5) Travel Expenses / Passage money for studies abroad.
(6) Purchase of computers - essential for completion of the Course.
(7) Boarding and lodging expenses in recognised Boarding Houses / private accomondations
(8) Any other expense required to complete the course - like study tours, project work, thesis, etc.

Quantum of Finance


Need based finance, subject to repaying capacity of the parents / students with margin and the following ceilings :-
For studies in India: Maximum Rs.7.50 lacs.
For studies abroad: Maximum Rs.15.00 lacs.

Margin
Upto Rs.4.00 lacs:
- Nil.
Above Rs.4.00 lacs:
Studies in India 5%
Studies Abroad 15%

Security:
Upto Rs.4.00 lacs: No Security.
Above Rs4 lacs and Upto Rs 7.5 lacs: 3rd party guarantee acceptable to the Bank.
Above Rs 7.5 lacs: Collateral Security of Suitable value or suitable 3rd party guarantee.
Important
The security can be in the form of land / building / Govt. Securities / Public Sector Bonds / Units of UTI, NSC, KVP, LIC Policy, Gold, Shares / Debentures, Bank Deposit in the name of the student parent / guardian or any other third party with suitable Margin.
The document should be executed by both the student and the parent/guardian.

Rate of Interest


upto Rs. 4 lacs
BPLR+TERM PREMIA minus 1.25
Above Rs.4 lacs BPLR + TERM PREMIA+1%

Repayment Holiday / Moratorium

Coursee period + 1 year OR 6 months after getting job, whichever is earlier.

For More details Please Visit: www.pnbindia.com/c_vidya.htm

HDFC Bank Education Loan

HDFC Education Loan
Website: www.hdfcbank.com

Features & Benefits

(1) Loans upto Rs.10 Lakhs for Education in India and upto Rs.20 Lakhs for Education abroad#

(2) Attractive interest rates.

(3) Repayment to start 1 year after course completion / 6 months after obtaining employment (whichever is earlier)

(4) Loan available upto tenure of 7 years including moratorium period.

(5) Tax Benefits availaible under Section 80E of the IT Act *

(6) Hassle free loans and speedy approvals.

(7) Convenience of service at your doorstep.

(8) Loans available for other course related expenses also!


Eligibility:

(1) You need to be an Indian National.

(2) You should be aged between 16 - 35 yrs.

(3) Collateral is required for all loans greater than Rs. 7.5 Lakhs.

(4) All Loans require a co-applicant.


For More Details Please Visit:
www.hdfcbank.com/personal/loans/educational_loan/educational_loans.htm

State Bank Of India Education Loan

State Bank Of India Education Loan
Website: www.statebankofindia.com

Eligible Courses

All courses having employment prospects are eligible.

(1) Graduation courses/ Post graduation courses/ Professional courses
(2) Other courses approved by UGC/Government/AICTE etc.

Expenses considered for loan

(1) Fees payable to college/school/hostel
(2) Examination/Library/Laboratory fees
(3) Purchase of Books/Equipment/Instruments/Uniforms
(4) Caution Deposit/Building Fund/Refundable Deposit (maximum 10% tution fees for the entire course)
(5) Travel Expenses/Passage money for studies abroad
(6) Purchase of computers considered necessary for completion of course
(7) Cost of a Two-wheeler upto Rs. 50,000/-
Any other expenses required to complete the course like study tours, project work etc.

Amount of Loan


(1)
For studies in India, maximum Rs. 10 lacs
(2) Studies abroad, maximum Rs. 20 lacs

Interest Rates


(1) For loans up to Rs.4 lacs
- 12.25% p.a. Floating
(2) For loans above Rs.4 lacs - 13.25% p.a. Floating

Security :

Upto Rs 4 lacs no security. Above Rs. 4lacs : collateral security equal to 100% of loan amount or guarantee of third person known to the bank and good for the loan amout.

Margin

(1) For loans up to Rs.4.0 lacs : No Margin
(2) For loans above Rs.4.0 lacs:
(a) Studies in India: 5%
(b) Studies Abroad: 15%

Repayment :

Repayment holiday/Moratorium: Course period + 1 year 0r 6 months after getting job/starts earning, whichever is earlier. The loan to be repaid in 5-7 years after commencement of repayment

For More Details Please Visit: www.statebankofindia.com/viewsection.jsp?id=0,1,20,118

Admission Notice 2008-09 of GITAM UNIVERSITY

GITAM UNIVERSITY
(Declared as Deemed to be University u/s 3 of the UGC Act, 1956)
Gandhi Nagar Campus,
Rushikonda,
Visakhapatnam– 530 045,A.P., INDIA

Ph:+91-891-2840 525 / 444,
EPABX:2790 101,
Telefax:2795 312
www.gitam.edu

INVITES APPLICATIONS FOR PG ADMISSIONS 2008-09
A COMPUTER BASED ONLINE TEST FOR ADMISSION INTO THE FOLLOWING PG PROGRAMMES-GAT (PG)-2008


(1) M.Tech.Programmes (Two years)
Biotechnology
CAD-CAM
Computer Science & Technology
Digital Systems & Signal Processing
Electronic Instrumentation
Information Technology
Machine Design & Farm Machinery
Management Engineering
Power Systems & Automation
RF & Microwave Engineering
Software Engineering
Structural Engg.& Disaster Management
VLSI Design

(2) MCA Programme (Three years)


(3) M.Sc. Programmes (Two years)

Analytical Chemistry
Applied Mathematics
Biochemistry
Bioinformatics
Biotechnology
Electronic Science
Environmental Sciences
Food Science & Technology
Microbiology
Organic Chemistry
Physics

Basic Eligibility :
(1) A degree in the concerned discipline with a minimum of 50% marks or equivalent grade.

(2) Admissions will be finalised based on the performance in GAT (PG)-2008, Qualifying Examination / Interview and rule of reservation.

(3)
Teaching Assistantships of Rs.60,000/- each per annum for the top ranking M.Tech. students.

(4)
GATE qualified candidates will be exempted from appearing for GAT (PG)-2008 but they need to apply to GITAM University for admission before the last date.

(5) Scholarships to top 10% of M.Sc. students.

(6)
Research Assistantships to top three rankers of MTech & MSc programmes to pursue Ph.D. in GITAM University.


How to Apply -

Candidates can apply choosing one of the following methods :

I) Download the Application form and Information Brochure from www.gitam.edu. The filled-in application along with DD for Rs.1,000/- (Rs. 600/- for female candidates), drawn in favour of GITAM UNIVERSITY
and payable at Visakhapatnam from any scheduled Bank, should be sent to the DIRECTOR-ADMISSIONS GITAM UNIVERSITY, Gandhi Nagar Campus, Rushikonda, Visakhapatnam-530 045, Andhra Pradesh.

II) Obtain the Application form and Information Brochure from Director-Admissions either in person or by pos by sending DD for Rs.1000/- for boys (Rs. 1100/- by post) and Rs. 600/- for girls (Rs. 700/- by post) drawn in favour of GITAM UNIVERSITY and payable at Visakhapatnam.

DOWNLOAD APPLICATION FORM


HIGHLIGHTS
(1) A top-class University on par with the best in the country.
(2) A wide choice of courses and options.
(3) A great ambience to work hard and develop all- round personality traits.
(4) A degree that will grant you pride and respect all over the world.
(5) 100% placement in reputed organizations.
(6) Excellent hostel and sports facilities for Boys & Girls.

IMPORTANT DATES

Issue/Downloading of Applications: 10-04-2008
Last Date of receipt of Applications: 10-05-2008
Issue of Hall Tickets (or)Admit cards: 15-05-2008
GAT (PG) - 2008 Computer Based Online Test: 26 to 31-05-2008
Counselling & Admissions: 05 to 10-06-2008


For More Details Please CLICK HERE

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